Get your money in shape
🔐 Sandbox mode: use user_good / pass_good when connecting a bank
Dashboard
Live · just now
Net worth
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Assets Debt
Credit utilisation—
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Runway
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Save rate
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drag to zoom · click a day
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Assetslast 30 days
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Expenses by Categorylast 30 days
Recurring—
Detecting…

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Monthly
Income and expenses by month — click a month for daily detail
Month by month —
Income vs expenses —
Net Worth
Everything you own minus everything you owe
Total net worth
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AssetsLiabilities
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Next milestone—
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hover for any day
Assets—
Liabilities—
Recurring
Every recurring charge, its cadence, and what's coming up
Active streams—
Select a streamdetail
Income vs Expenses
Side-by-side monthly comparison with net difference
▲ Income
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Net
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▼ Expenses
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Income—
Expenses—
Net difference — last 6 months
Income Sources—
Expense Categories—
Credit Cards
What you owe, what it costs, and how to pay it down
Loading your cards…
Linked Banks
Powered by Plaid · 256-bit encryption
Plaid Costs
Estimated API spend, updating live · every poll logged
Cost per day—
By productwindow total
Live call feed waiting…
Time Endpoint Product ms Cost
Categories
Where your money goes, by category
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All categories Total spend across all categories
6 mo
Breakdown —
Calendar
Your spending pattern, day by day
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SunMonTueWedThuFriSat
Less More income that day
Categorization Rules
Auto-categorize and tag transactions based on rules
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How rules work
Rules run on every transaction in order of priority. The first matching rule applies its actions: set a category, add tags, or hide the transaction from totals. Use this to clean up Plaid's auto-categorization (e.g. "anything from AMZN over $50 → Shopping").
Active Rules
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Cash-flow Forecast
Projected checking balance from your recurring income and bills
Building your forecast…
Debt Payoff
Every card, two strategies, one debt-free date
Loading your cards…
Subscription Watch
Price changes, payments that stopped, and what is new
Scanning a year of charges…
Settings
Profile, plan, banks, and preferences
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VaultIQ Assistant
Ready to help