VaultIQ connects every account, learns where your money goes, and tells you what to do next. The personal finance app that actually does the work.
Most finance apps make you do the work. VaultIQ does the work for you and shows you what matters.
Link every bank, credit card, and investment account in under 60 seconds. We pull 24 months of history automatically — no spreadsheets, no manual entry.
AI categorizes every transaction, detects subscriptions, flags unusual spending, and surfaces patterns you'd miss in a spreadsheet. No charts to interpret — just clear answers.
Smart budgets, payoff plans, and goal tracking that adapt to your real spending. VaultIQ tells you what to do this week to hit next year's goals.
Every feature solves a real problem someone like you has.
Set monthly limits per category. VaultIQ pings you when you're about to bust — not after. Adapts to your actual spending over time.
Shows you the exact month you'll be debt-free and how much interest you'll save by paying highest APR first. Built for the 47% of Americans carrying a balance.
Auto-detects every recurring charge — Netflix, Adobe, that gym you stopped going to in March. Shows total annual cost. Most users cancel $200+/year on day one.
All assets minus all debts, in one dashboard. Tracked daily, charted over years. See your wealth curve and where it's heading — not just where it is today.
Invite your partner. Track shared expenses without merging bank accounts. See who paid for what, automatically — no awkward Venmo requests.
Every Sunday, VaultIQ tells you what's drifting. "Restaurant spend up 34% this month." "PG&E auto-pay covered." Real observations, not generic charts.
Start with a 7-day free trial — no credit card required. Cancel anytime.
Connect your first bank in 60 seconds. See everything in one dashboard. Free for 7 days, no card required.
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